| 30 Year Refi | Monthly payment for $250,000 | Monthly payment for $500,000 | |
|---|---|---|---|
 | 6.24% | $1,537.67 | $3,075.33 |
 | 6.35% | $1,555.59 | $3,111.18 |
 | 6.45% | $1,571.96 | $3,143.92 |
 | 6.65% | $1,604.91 | $3,209.82 |
 | 6.67% | $1,608.22 | $3,216.45 |
 | 6.82% | $1,633.14 | $3,266.29 |
 | 6.91% | $1,648.17 | $3,296.35 |
| Average | 6.58% | $1,594.05 | $3,188.11 |
| 30 Year Refi | Monthly payment for $250,000 | Monthly payment for $500,000 |
| Loan Amount: | $ |
| Loan Term: | years |
| Interest Rate: | % |
| Monthly Payment: | $2997.75 |
The average 30 year refinance rate today is 6.58%. The monthly payment for a $500,000 mortgage at that rate would be $3,188.11. Kinecta has the lowest published rate at 6.24%. Bank of America has the highest published rate at 6.91%. Contact each bank to get an exact rate based on your situation.
The rates shown here are APRs which are the annual rates over the life of the loan including all points and loan origination fees.
APR indicates the true cost of the loan.
Many mortgage options include prepaying some interest, known as points, which makes the interest rate lower.
The rates shown here are based on the rates published by each bank and are subject to change at any time.
Rates shown here are the lowest APR offered which may require paying points.
Rates will vary for each mortgage application based on location and many other factors.
Published rates assume high credit scores, low debt to income, low debt to value, and a single family home used as a primary residence.
We are not a bank or lender. This website is for informational purposes only.
We believe this information to be accurate but we make no guarantees about it.
